Technorati Tags: foreclosures,maple valley foreclosure There are many misconceptions about home owners who are facing foreclosure, one of the biggest being the idea that there is that the process is inevitable. There are steps you can take which may help you to avoid foreclosure altogether. If you’ve fallen behind on payments, you’ll likely begin to receive calls and letters from your mortgage holder(s). Do not ignore them! It is imperative to contact your lender to begin a dialog with your bank. You will hopefully be able to find out whether and how they will work with you. Educating yourself is the first step. Here is a link to Washington State HUD approved counseling services. There are possible alternatives to Foreclosure and anyone in financial distress should be aware that there are some unscrupulous investors and scam artists looking to prey on local homeowners. Don’t be fooled by ads stating “we will buy your home for cash” or other “too good to be true” offers. If it seems to good to be true….it IS! There are honest Lenders, Brokers and attorneys who are willing to help you now! Some lenders will suggest you list the home for sale prior to the